Patrick Donohoe and Ryan Lee discuss how banking relates to life and how you only get money after you do something to earn it. Money does not “magically appear”. Then, they discuss the how the best way to create value is to invest in yourself. A large amount of financing and debt exists, but it is not in a traditional banking sense. Finally, they show the value of compounding your knowledge and making deposits into the account of life instead of constantly taking withdrawals.